About Us

About RealFi

RealFi is a leading, technology driven, alternative investment management firm with expertise in real estate credit strategies. We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end. Through its subsidiaries, RealFi is an originator of qualified and non-qualified residential home mortgages and through the RealFi REIT, is a direct lender focused on originating commercial real estate bridge loans in major markets throughout the United States. The RealFi team of real estate professionals ensures a relationship-focused approach to real estate lending, providing customized financing solutions and certainty of execution to our clients.

Experience

Relationship-focused

Customized financing solutions

John C. Lettera, the firm’s founding partner, began investing in real estate in 1991, during the nadir of the real estate market. Access to capital was severely restricted and investors were genuinely panicked. Space in the capital stack was opening up as institutional lenders were sticking with safe loans. John capitalized on the opportunity as a lot of real estate sits below that top tier, falling either into the value-add category or in secondary or tertiary markets currently off the radar screen of the most risk-averse lenders.
By mid-1992 our firm’s future strategy had already been formed, including a commitment to developing the skills necessary to underwrite and operate real estate assets, while constantly looking for new opportunities. The firm now employs in excess of 300 professionals spanning the nation and continues to exponentially grow. While we experienced significant growth, we knew that in order to stay relevant in a changing market, we had to diversify. We’ve since incorporated multiple channels into our business model and identified key leaders to spearhead their growth.

Most recently, it became clear that we needed a new identity to match our modern way of thinking about mortgage lending. So we rebranded and launched an entirely new logo, website, and marketing materials to better serve our customers and our partners. We continue to innovate and grow, adding new team members and branches across the U.S.

Our management team includes a diverse combination of legal, financial, management, real estate, transactional and investment professionals. This unique mix of diverse and experienced backgrounds enables us to carefully evaluate both the positive and the negative aspects of a particular transaction. The experience and capabilities of our professional team has consistently protected our investments from downside risk.