Personalized Mortgage Lending. Competitive Mortgage Rates. Quick Mortgage Process.

ReDefining Real Estate Finance.

YOUR DREAM HOME AWAITS.
SHOP AND COMPARE EVERYTHING.

By streamlining the mortgage process, you will be speaking to a dedicated loan officer in no time. At RealFi, we are real estate professionals with state-of-the-art technology who are redefining the mortgage process from the ground up.

PERSONALIZED MORTGAGE LENDING.
COMPETITIVE MORTGAGE RATES.
QUICK MORTGAGE PROCESS.

RealFi Home Funding Corp. is one of the top 10 privately held, non-bank mortgage lending firms in the U.S. and has been in business for over 20 years. In today’s on-demand and digital economy, RealFi knows customers benefit the most by dealing with professionals, not just algorithms.

IN THE NEWS

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John C. Lettera accepted into Forbes Real Estate Council

Residential Home Funding Rebrands

MORTGAGE CALCULATOR

It’s important to know exactly what you’re paying each month before you apply for a mortgage. Anyone can take the home property value and enter it into a mortgage calculator to determine the monthly amount. While a mortgage calculator is great for calculating your monthly payments, there are a lot more factors that get calculated into the price the calculator misses which may result in a higher payment.

Mortgage Calculator

  • Using a mortgage calculator is a great way to estimate what your monthly mortgage payment will be.
  • However, there is so much more to consider than just the rate.
  • Do you know what makes up your mortgage payment? As in – what are you paying for beyond the mortgage calculator calculations?

Bottom Line

When applying for a mortgage, it’s very important that you find a loan program or product that fits your specific financial situation and goals. At Residential Home Funding Corp., our loan officers spend time looking at your financial situation, your qualifications, and talk with you to give you the best options available for your personal needs. Our extensive reviews boast 5-star customer satisfaction for a reason.

The more you know

If you’re trying to figure out what you’ll be paying your lender each month, consider all the costs associated with a mortgage payment and your mortgage rate. You start with the home’s price, which will be driven by the health of the housing market. Your credit score is also a huge factor, as is down payment, loan program and DTI.

 

While the mortgage calculator is a wonderful resource for calculating your monthly payments, keep in mind that more factors go toward the price besides what is represented by the calculator. Hopefully, this breakdown showed you where your monthly payment goes each month and puts your mind at ease.

Use our FREE Home Purchase Qualifier to see how much home you can afford

READY TO GET STARTED?

Get pre-approved with RealFi today!

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